/* ── Reset ── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{font-family:'Open Sans',sans-serif;color:#2B2B2B;background:#fff;line-height:1.6;}
h1,h2,h3,h4,h5{font-family:'Montserrat',sans-serif;}
a{text-decoration:none;color:inherit;}
img{max-width:100%;}

/* ── Variables ── */
:root{
  --navy:#0B1F3A;
  --deep-blue:#123A6F;
  --baby-blue:#A7C7E7;
  --ice-blue:#DCEAF7;
  --light-grey:#F4F6F8;
  --charcoal:#2B2B2B;
  --white:#ffffff;
}

/* ── Utilities ── */
.container{max-width:1140px;margin:0 auto;padding:0 24px;}
.section-label{font-family:'Montserrat',sans-serif;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--baby-blue);display:block;margin-bottom:12px;}
.section-label-dark{color:var(--deep-blue);}
.section-title{font-size:clamp(1.75rem,4vw,2.5rem);font-weight:800;color:var(--navy);line-height:1.2;margin-bottom:16px;}
.section-title-white{color:#fff;}
.section-subtitle{font-size:1.05rem;color:#555;max-width:560px;}
.text-center{text-align:center;}
.mx-auto{margin-left:auto;margin-right:auto;}

/* ── Buttons ── */
.btn{display:inline-block;padding:13px 30px;border-radius:6px;font-family:'Montserrat',sans-serif;font-weight:700;font-size:.92rem;cursor:pointer;transition:all .18s;border:2px solid transparent;}
.btn-primary{background:var(--navy);color:#fff;border-color:var(--navy);}
.btn-primary:hover{background:var(--deep-blue);border-color:var(--deep-blue);}
.btn-outline{background:transparent;color:#fff;border-color:#fff;}
.btn-outline:hover{background:rgba(255,255,255,.12);}
.btn-outline-navy{background:transparent;color:var(--navy);border-color:var(--navy);}
.btn-outline-navy:hover{background:var(--navy);color:#fff;}
.btn-blue{background:var(--baby-blue);color:var(--navy);border-color:var(--baby-blue);}
.btn-blue:hover{background:#c0d8ef;}

/* ── Navigation ── */
.nav{position:sticky;top:0;z-index:100;background:var(--navy);padding:0 24px;box-shadow:0 2px 16px rgba(0,0,0,.22);}
.nav-inner{max-width:1140px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:72px;}
.nav-logo img{height:40px;width:auto;display:block;}
.nav-links{display:flex;align-items:center;gap:2px;list-style:none;}
.nav-links a{color:rgba(255,255,255,.72);font-family:'Montserrat',sans-serif;font-size:.84rem;font-weight:600;padding:7px 13px;border-radius:4px;transition:color .15s;white-space:nowrap;}
.nav-links a:hover,.nav-links a.active{color:#fff;}
.nav-links .nav-cta{background:var(--baby-blue);color:var(--navy);border-radius:6px;padding:8px 18px;margin-left:6px;}
.nav-links .nav-cta:hover{background:#c0d8ef;color:var(--navy);}
.nav-hamburger{display:none;background:none;border:none;cursor:pointer;padding:4px;}
.nav-hamburger span{display:block;width:24px;height:2px;background:#fff;margin:5px 0;border-radius:2px;transition:.2s;}

/* ── Page header / hero variants ── */
.page-hero{background:linear-gradient(140deg,var(--navy) 0%,#0d2a52 55%,var(--deep-blue) 100%);padding:80px 24px 72px;position:relative;overflow:hidden;}
.page-hero::before{content:'';position:absolute;top:-80px;right:-80px;width:420px;height:420px;background:radial-gradient(circle,rgba(167,199,231,.09) 0%,transparent 70%);border-radius:50%;pointer-events:none;}
.page-hero-inner{position:relative;z-index:1;max-width:760px;}
.page-hero-badge{display:inline-block;background:rgba(167,199,231,.14);color:var(--baby-blue);font-family:'Montserrat',sans-serif;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 14px;border-radius:16px;border:1px solid rgba(167,199,231,.25);margin-bottom:20px;}
.page-hero h1{font-size:clamp(1.9rem,4.5vw,3rem);font-weight:800;color:#fff;line-height:1.15;margin-bottom:18px;}
.page-hero .lead{font-size:1.08rem;color:rgba(255,255,255,.68);max-width:560px;line-height:1.72;}
.page-hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px;}

/* ── Landing hero (centred + logo) ── */
.landing-hero{background:linear-gradient(140deg,var(--navy) 0%,#0d2a52 55%,var(--deep-blue) 100%);padding:96px 24px 84px;text-align:center;position:relative;overflow:hidden;}
.landing-hero::before{content:'';position:absolute;top:-100px;right:-100px;width:500px;height:500px;background:radial-gradient(circle,rgba(167,199,231,.1) 0%,transparent 70%);border-radius:50%;}
.landing-hero::after{content:'';position:absolute;bottom:-60px;left:-60px;width:360px;height:360px;background:radial-gradient(circle,rgba(167,199,231,.07) 0%,transparent 70%);border-radius:50%;}
.landing-hero-inner{position:relative;z-index:1;max-width:840px;margin:0 auto;}
.landing-hero-logo{margin-bottom:32px;}
.landing-hero-logo img{height:110px;width:auto;}
.landing-hero-badge{display:inline-block;background:rgba(167,199,231,.14);color:var(--baby-blue);font-family:'Montserrat',sans-serif;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 14px;border-radius:16px;border:1px solid rgba(167,199,231,.25);margin-bottom:24px;}
.landing-hero h1{font-size:clamp(2rem,5vw,3.2rem);font-weight:800;color:#fff;line-height:1.15;margin-bottom:20px;}
.landing-hero h1 .hl{color:var(--baby-blue);}
.landing-hero .lead{font-size:1.08rem;color:rgba(255,255,255,.68);max-width:580px;margin:0 auto 36px;line-height:1.72;}
.landing-hero-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}
.landing-hero-note{margin-top:28px;font-size:.83rem;color:rgba(255,255,255,.38);}
.landing-hero-note strong{color:var(--baby-blue);font-weight:600;}

/* ── Trust strip ── */
.trust{background:var(--navy);border-top:1px solid rgba(255,255,255,.07);padding:22px 24px;text-align:center;}
.trust p{font-family:'Montserrat',sans-serif;font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.28);margin-bottom:12px;}
.trust-badges{display:flex;justify-content:center;align-items:center;gap:28px;flex-wrap:wrap;}
.trust-badge{font-family:'Montserrat',sans-serif;font-size:.8rem;font-weight:700;color:rgba(255,255,255,.42);display:flex;align-items:center;gap:7px;}
.trust-badge svg{width:15px;height:15px;stroke:rgba(255,255,255,.38);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;}

/* ── Services grid ── */
.services-section{padding:96px 24px;}
.services-header{text-align:center;margin-bottom:56px;}
.services-header .section-subtitle{margin:0 auto;}
.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;}
.svc-card{border-radius:14px;padding:36px 30px;transition:transform .2s,box-shadow .2s;position:relative;overflow:hidden;display:flex;flex-direction:column;}
.svc-card:hover{transform:translateY(-4px);}
.svc-card.live{background:var(--navy);color:#fff;}
.svc-card.live:hover{box-shadow:0 16px 40px rgba(11,31,58,.2);}
.svc-card.soon{background:var(--light-grey);}
.svc-card.soon:hover{box-shadow:0 8px 24px rgba(11,31,58,.06);}
.svc-badge{display:inline-block;font-family:'Montserrat',sans-serif;font-size:.68rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:4px 10px;border-radius:10px;margin-bottom:22px;align-self:flex-start;}
.svc-card.live .svc-badge{background:rgba(167,199,231,.2);color:var(--baby-blue);}
.svc-card.soon .svc-badge{background:#e2e6ea;color:#8a9099;}
.svc-icon{width:54px;height:54px;border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.svc-card.live .svc-icon{background:rgba(167,199,231,.1);}
.svc-card.soon .svc-icon{background:var(--ice-blue);}
.svc-icon svg{width:26px;height:26px;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;}
.svc-card.live .svc-icon svg{stroke:var(--baby-blue);}
.svc-card.soon .svc-icon svg{stroke:#8a9099;}
.svc-card h3{font-size:1.18rem;font-weight:800;margin-bottom:10px;}
.svc-card.live h3{color:#fff;}
.svc-card.soon h3{color:#b0b5bc;}
.svc-card p{font-size:.9rem;line-height:1.68;flex:1;}
.svc-card.live p{color:rgba(255,255,255,.62);}
.svc-card.soon p{color:#b0b5bc;}
.svc-link{display:inline-flex;align-items:center;gap:6px;font-family:'Montserrat',sans-serif;font-weight:700;font-size:.83rem;margin-top:22px;color:var(--baby-blue);transition:gap .15s;}
.svc-link:hover{gap:10px;}
.svc-link svg{width:13px;height:13px;stroke:currentColor;fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round;}

/* ── Feature cards ── */
.features-section{padding:96px 24px;background:var(--light-grey);}
.features-header{text-align:center;margin-bottom:56px;}
.features-header .section-subtitle{margin:0 auto;}
.features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:22px;}
.feat-card{background:#fff;border-radius:12px;padding:30px 26px;transition:transform .2s,box-shadow .2s;}
.feat-card:hover{transform:translateY(-3px);box-shadow:0 10px 28px rgba(11,31,58,.08);}
.feat-icon{width:48px;height:48px;background:var(--ice-blue);border-radius:11px;display:flex;align-items:center;justify-content:center;margin-bottom:16px;}
.feat-icon svg{width:23px;height:23px;stroke:var(--deep-blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;}
.feat-card h3{font-size:.98rem;font-weight:700;color:var(--navy);margin-bottom:8px;}
.feat-card p{font-size:.88rem;color:#555;line-height:1.65;}

/* ── How it works ── */
.how-section{background:var(--navy);padding:96px 24px;text-align:center;}
.how-section .section-title{color:#fff;margin-bottom:12px;}
.how-section .section-subtitle{color:rgba(255,255,255,.58);margin:0 auto 52px;}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:28px;max-width:860px;margin:0 auto;}
.step{display:flex;flex-direction:column;align-items:center;}
.step-n{width:50px;height:50px;border-radius:50%;background:var(--baby-blue);color:var(--navy);font-family:'Montserrat',sans-serif;font-weight:800;font-size:1.2rem;display:flex;align-items:center;justify-content:center;margin-bottom:16px;flex-shrink:0;}
.step h3{font-size:.95rem;font-weight:700;color:#fff;margin-bottom:7px;}
.step p{font-size:.85rem;color:rgba(255,255,255,.52);line-height:1.65;}

/* ── Compliance checklist ── */
.compliance-section{background:var(--ice-blue);padding:64px 24px;}
.compliance-inner{max-width:920px;margin:0 auto;display:flex;align-items:flex-start;gap:52px;flex-wrap:wrap;}
.compliance-text{flex:1;min-width:260px;}
.compliance-text .section-label{color:var(--deep-blue);}
.compliance-text .section-title{font-size:1.75rem;}
.compliance-text p{font-size:.92rem;color:#444;margin-top:12px;line-height:1.72;}
.checklist{flex:1;min-width:240px;list-style:none;display:flex;flex-direction:column;gap:10px;}
.checklist li{display:flex;align-items:center;gap:11px;font-size:.9rem;color:var(--charcoal);font-weight:500;}
.check{width:21px;height:21px;background:var(--navy);border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center;}
.check svg{width:10px;height:10px;stroke:#fff;fill:none;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;}

/* ── Pricing ── */
.pricing-section{padding:96px 24px;background:#fff;text-align:center;}
.pricing-section .section-subtitle{margin:0 auto 52px;}
.price-card{max-width:520px;margin:0 auto;background:var(--navy);border-radius:20px;padding:48px 40px;position:relative;overflow:hidden;}
.price-card::before{content:'';position:absolute;top:-60px;right:-60px;width:220px;height:220px;background:radial-gradient(circle,rgba(167,199,231,.12) 0%,transparent 70%);border-radius:50%;}
.price-from{font-family:'Montserrat',sans-serif;font-size:.76rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--baby-blue);margin-bottom:6px;}
.price-amount{font-family:'Montserrat',sans-serif;font-size:3.2rem;font-weight:800;color:#fff;line-height:1;margin-bottom:4px;}
.price-amount sup{font-size:1.4rem;vertical-align:super;}
.price-per{font-size:.86rem;color:rgba(255,255,255,.52);margin-bottom:32px;}
.price-list{list-style:none;text-align:left;margin-bottom:32px;display:flex;flex-direction:column;gap:10px;}
.price-list li{display:flex;align-items:center;gap:11px;font-size:.9rem;color:rgba(255,255,255,.8);}
.tick{width:19px;height:19px;background:rgba(167,199,231,.18);border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center;}
.tick svg{width:9px;height:9px;stroke:var(--baby-blue);fill:none;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;}
.price-cta{display:block;background:var(--baby-blue);color:var(--navy);font-family:'Montserrat',sans-serif;font-weight:700;font-size:.98rem;padding:15px 24px;border-radius:8px;text-align:center;transition:background .2s;}
.price-cta:hover{background:#c0d8ef;}
.price-note{margin-top:16px;font-size:.76rem;color:rgba(255,255,255,.32);}

/* ── Contact form ── */
.contact-section{padding:96px 24px;background:var(--light-grey);}
.contact-inner{max-width:680px;margin:0 auto;}
.contact-header{margin-bottom:44px;}
.cform{background:#fff;border-radius:16px;padding:44px 40px;box-shadow:0 4px 24px rgba(11,31,58,.07);}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.form-group{display:flex;flex-direction:column;margin-bottom:18px;}
.form-group label{font-family:'Montserrat',sans-serif;font-size:.76rem;font-weight:700;color:var(--navy);margin-bottom:5px;letter-spacing:.03em;}
.form-group input,.form-group select,.form-group textarea{padding:11px 13px;border:1.5px solid #dde1e7;border-radius:6px;font-family:'Open Sans',sans-serif;font-size:.9rem;color:var(--charcoal);background:#fff;transition:border-color .15s;outline:none;}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--deep-blue);box-shadow:0 0 0 3px rgba(18,58,111,.07);}
.form-group textarea{resize:vertical;min-height:110px;}
.form-submit{width:100%;background:var(--navy);color:#fff;font-family:'Montserrat',sans-serif;font-weight:700;font-size:.98rem;padding:15px;border:none;border-radius:8px;cursor:pointer;transition:background .2s;margin-top:4px;}
.form-submit:hover{background:var(--deep-blue);}
.form-note{font-size:.76rem;color:#aaa;margin-top:10px;text-align:center;}
.form-success{display:none;text-align:center;padding:36px 20px;}
.form-success .ok-icon{width:60px;height:60px;background:#e6f9ee;border-radius:50%;margin:0 auto 16px;display:flex;align-items:center;justify-content:center;}
.form-success .ok-icon svg{width:26px;height:26px;stroke:#22c55e;fill:none;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;}
.form-success h3{font-size:1.2rem;color:var(--navy);margin-bottom:7px;}
.form-success p{font-size:.9rem;color:#666;}

/* ── CTA banner ── */
.cta-banner{background:var(--navy);padding:72px 24px;text-align:center;}
.cta-banner h2{font-size:clamp(1.5rem,3.5vw,2.1rem);font-weight:800;color:#fff;margin-bottom:14px;}
.cta-banner p{font-size:1rem;color:rgba(255,255,255,.6);margin-bottom:32px;max-width:480px;margin-left:auto;margin-right:auto;}
.cta-banner-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}

/* ── Placeholder / coming soon ── */
.coming-soon-section{padding:96px 24px;text-align:center;}
.coming-badge{display:inline-block;background:var(--ice-blue);color:var(--deep-blue);font-family:'Montserrat',sans-serif;font-size:.76rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:6px 16px;border-radius:16px;margin-bottom:24px;}
.teaser-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:960px;margin:52px auto 0;}
.teaser-card{background:var(--light-grey);border-radius:12px;padding:28px 24px;text-align:left;}
.teaser-card h4{font-size:.95rem;font-weight:700;color:#b0b5bc;margin-bottom:7px;}
.teaser-card p{font-size:.86rem;color:#c0c4cc;line-height:1.6;}

/* ── Prose / legal pages ── */
.prose-section{padding:80px 24px;}
.prose-inner{max-width:780px;margin:0 auto;}
.prose-inner h2{font-size:1.35rem;font-weight:700;color:var(--navy);margin:40px 0 12px;}
.prose-inner h3{font-size:1.05rem;font-weight:700;color:var(--navy);margin:28px 0 8px;}
.prose-inner p{font-size:.93rem;color:#444;line-height:1.78;margin-bottom:14px;}
.prose-inner ul,.prose-inner ol{padding-left:22px;margin-bottom:14px;}
.prose-inner li{font-size:.93rem;color:#444;line-height:1.78;margin-bottom:5px;}
.prose-inner a{color:var(--deep-blue);text-decoration:underline;}
.prose-inner .last-updated{font-size:.82rem;color:#888;margin-bottom:32px;}
.prose-inner .info-box{background:var(--ice-blue);border-left:3px solid var(--baby-blue);border-radius:0 8px 8px 0;padding:16px 20px;margin:20px 0;}
.prose-inner .info-box p{margin-bottom:0;font-size:.9rem;}

/* ── Footer ── */
.footer{background:var(--navy);padding:52px 24px 28px;}
.footer-inner{max-width:1140px;margin:0 auto;}
.footer-top{display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:32px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.08);}
.footer-brand img{height:36px;width:auto;margin-bottom:10px;display:block;}
.footer-tagline{font-size:.81rem;color:rgba(255,255,255,.32);font-style:italic;margin-top:4px;}
.footer-col h4{font-family:'Montserrat',sans-serif;font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--baby-blue);margin-bottom:12px;}
.footer-col ul{list-style:none;}
.footer-col li{margin-bottom:7px;}
.footer-col a{font-size:.85rem;color:rgba(255,255,255,.52);transition:color .15s;}
.footer-col a:hover{color:#fff;}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;padding-top:22px;}
.footer-bottom p{font-size:.76rem;color:rgba(255,255,255,.28);}
.footer-bottom a{color:rgba(255,255,255,.42);transition:color .15s;}
.footer-bottom a:hover{color:#fff;}

/* ── Responsive ── */
@media(max-width:820px){
  .nav-links{display:none;}
  .nav-links.open{display:flex;flex-direction:column;position:absolute;top:72px;left:0;right:0;background:var(--navy);padding:14px 20px 20px;gap:2px;z-index:99;box-shadow:0 8px 20px rgba(0,0,0,.3);}
  .nav-hamburger{display:block;}
  .form-row{grid-template-columns:1fr;}
  .cform{padding:28px 20px;}
  .compliance-inner{flex-direction:column;gap:24px;}
  .price-card{padding:36px 22px;}
  .footer-top{flex-direction:column;}
  .landing-hero-logo img{height:80px;}
}